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Florida Motor Home insurance coverage

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Motor Home insurance coverage

Motor Home Insurance

Do you live in Florida and own a motorhome? If so, we offer various protection options here at Mangar Insurance LLC. Insurance will protect your motorhome in case of vandalism, theft, storm damage, or a possible accident with another motorist. Without insurance, you will be held liable for damages that can put you at risk financially.

Motorhome Insurance Requirements

Florida state laws require all drivers to obtain insurance on any motorhome you currently drive. If your motorhome is drivable, you must obtain liability insurance at the minimum. However, if you tow your trailer, you will not be required to obtain insurance, but that doesn't mean it is still not recommended.

Motorhome Insurance Coverage

Depending on your policy type, motorhome insurance covers various things, such as liability, comprehensive, collision, and more. Here are a few basic coverage options:

  • Bodily injury liability- If you cause an accident with your motorhome and another person is injured, this will cover the other person's medical expenses and lost wages.
  • Property damage liability- If you cause an accident, this will cover damages you caused to another person's property or vehicle.
  • Collision- No matter who is at fault, this will cover damage to your motorhome if you are involved in an accident with another motorist.
  • Comprehensive- This will cover you if your motorhome is damaged from theft, falling objects, fire, storms, or other natural disasters.
  • Medical payments- It doesn't matter whose fault it is. This can cover your medical expenses for you and any passengers if your motorhome is in an accident.

Quotes

If you own a motorhome and reside in Florida, please call us at Mangar Insurance LLC to obtain a quote today. We will be more than happy to assist you in finding the right coverage.

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