RV Insurance

If you own an RV and reside in Florida, obtaining RV insurance is the best thing you can do to protect your investment. RV insurance protects your travel trailer, motorhome, or horse trailer. We offer various coverage options at Mangar Insurance LLC that can be customized to match your needs.

RV Insurance Requirements

All motorized RVs in the state of Florida must be legally insured. If you drive your RV, you will need liability, collision, and comprehensive coverage for your vehicle. However, if you tow your trailer behind your vehicle, Florida has no insurance requirements.

RV Insurance Coverage

The following coverage types are all meant to protect your RV at all times:

• Liability- This provides you with property damage and bodily injury coverage, uninsured coverage, medical payments, and much more.
• Personal effects coverage- This provides replacement costs for loss or damage to items typically used with your RV if physical damage has occurred.
• Roadside assistance- This covers you 24/7 if your RV breaks down or you get into an accident.
• Comprehensive- If your RV sustains damage from theft, vandalism, storms, or something similar, this will cover the damage to repair or replace your RV.
• Collision- If you are involved in an accident with another vehicle, it will cover your RV expenses to repair or replace it.
  Additionally, there are more options you can consider that are customized to meet your needs, such as:
• Stated value- This is the market value or actual cash value of your RV
• Agreed value- This is the amount insured, regardless of the current cash value.
• Replacement cost- This replaces your insured RV with a brand new RV similar to it

Quotes

If you reside in Florida and want a quote on your RV, call us at Mangar Insurance LLC today. We will be more than happy to assist you.