Motorcycle Insurance

Do you own a motorcycle and live in Florida? Having a motorcycle is just like having a car. It would help if you did everything to make sure you protect your investment. We offer various coverage options here at Mangar Insurance LLC. Without insurance, you could be responsible for paying for damages if you cause an accident out of pocket.

Motorcycle Insurance Requirements

In Florida, motorcycle insurance is legally required in certain situations. The requirements for insurance fall under an at-fault system. The minimum requirements are:

• Bodily injury coverage per person for $10,000
• Bodily injury coverage per accident for $20,000
• Property damage coverage for $10,000
• Medical payments coverage for $10,000

Depending on your lender, you may also be required to obtain specific insurance coverage policies and deductible requirements. However, this will make you feel more confident knowing that your investment will be safeguarded.

Motorcycle Insurance Coverage

The following are all additional insurance coverage you can obtain to keep your bike protected:

• Collision coverage- This will take care of damage sustained to your motorcycle following an accident with another motorist.
• Comprehensive coverage- If your bike were to sustain damage from things such as vandalism, theft, weather, animals, or others, this would cover your expenses for repairs.
• Uninsured/underinsured coverage- If another person who hits you is at fault for the accident, it is possible for them not to have the right amount of insurance to compensate you. Instead, this coverage will assist you.
• Gap insurance- This will help pay off the amount of your motorcycle loan in the event of a total loss following an accident.

Quotes

If you reside in Florida, own a motorcycle, and would like to obtain motorcycle insurance, please give us a call here at Mangar Insurance LLC. We will be more than happy to assist you in finding a policy that meets your needs.